ANDREW MCDOUGALL

With over 5 years experience in the industry Andrew provides specialist advice in the area of Business Protection and Personal Insurance. During his time in the industry, Andrew has had a diverse range of experience having worked in a boutique family business and in a large corporate advisory firm in Melbourne.

Supported by a number of key personnel, Andrew operates from the Geelong office providing services to the Geelong, Ocean Grove, Werribee and Ballarat region.

Andrew is authorised by WHK Financial Planning to provide product advice for the following services:

Personal Insurance

• Life Insurance
  
• Critical Illness Cover
  
• Total and Permanent Disability
  
• Income Protection

Business Insurance

• Key Person Insurance
  
• Loan Protection
  
• Shareholder Protection
  
• Buy and Sell Agreements
  
• Appropriate Ownership Structures (Tax Implications)

We evaluate each insurance policy against the following criteria:

• The value of the cover
  
• Contract definitions
  
• Cost of premium in relation to cover
  
• Insurance provider stability
  
• Payout history of insurance provider
  
• Impact of disclaimers
  
• Clarity of policy

T 03 5224 7729
E andrew.mcdougall@whk.com.au