What is MoneyFit_4Life?
MoneyFit_4Life is designed to give you full access to our experienced advisers for an investment of only $10 per week for one year ($520 per year - GST inclusive). We will provide you with guidance and coaching in relation to the management of your everyday personal finances. The main focus is to put structure around the following areas:
- Budgeting - Through our comprehensive budgeting strategies, you will be better prepared to meet your large annual expenses such as car registration and rates without using a credit card.
- Banking Structure - You will be more likely to reduce your banking fees. We will structure your bank accounts so you have access to higher interest-bearing savings accounts which will also help you to achieve budget.
- Ongoing Coaching and Guidance - You will receive continued coaching and guidance on meeting budgeted goals and objectives through monthly newsletters - MonthlyMoneyLetter as well as quarterly budget reviews.
- Debt Reduction/Consolidation - If you have any debts, we will look for ways to first reduce those debts with the intention of consolidating and/or eliminating unnecessary debt.
- Centrelink - Your MoneyFit_4Life adviser has a comprehensive knowledge of the Centrelink benefits available to you.
- Superannuation* - It's BIG, it's vast, but we can help you in the following ways:
Education on the basics of Superannuation;
Consolidation of Super accounts to save on paying multiple management fees;
Lost Super Searches - Did you know that you may have money that is missing? We can help you find out if you do and how to get it back;
Government's Co-contribution - What is it and how do you qualify for it? We have the answers.
- Investment Advice* - If you have money to invest, appropriate managed funds can be sourced within our preferred investment platform depending upon the value available for investment.
- Insurance* - You will be more likely to have appropriate risk management in place. Also, in reviewing existing insurances, WHK may be able to find ways to help you save on premiums.
- Tax Returns* - One of the many benefits to being a customer of the MoneyFit_4Life program is that you are connected to a ‘one stop, financial services shop.' WHK is packed with quality tax accountants.
*Please note, recommendations for some of the above services may require additional fees or commissions to be paid to your adviser. This will be explained to you in your second meeting. You are under no obligation to implement those particular recommendations.
Who is this program ideal for?
- High School Graduates
- University Students & Graduates
- All age-groups needing help with personal financial management
Why not consider MoneyFit_4Life as a gift for a family member who fits into the above categories?
The Process
- Initial Meeting - Goal setting, Budget Development, and Fact Finding session;
- Follow up Meeting - presentation of recommendations (approximately 2 weeks after initial meeting as schedules allow);
- Implementation of recommendations - just as a personal trainer doesn't lift the weights but rather provides guidance and accountability to meet targets, we will provide direction and instructions on how to implement your goals;
- Monthly newsletters via e-mail (MonthlyMoneyLetter) - dealing with consumer related issues and challenges to keep on track with budgeted expenses and savings;
- Quarterly Budget Reviews - we will help you keep on track with your predetermined goals and objectives and encourage you to keep to budgeted expenditure;
- Value Proposition - In month 11 of the MoneyFit_4Life program we will meet with you to review the benefits you have received through the service.
Contact:
Matthew Hawley
2 Commercial Avenue
BlueRidge Business Park
Dubbo NSW 2830
T 6883 5600
Advice on these services is provided under the licence of WHK Financial Planning Pty Ltd ABN 51 060 092 631 AFSL 238 244.